Prepare Plans for Pandemic’s End

April 28, 2023

Anticipated Pandemic End:

May 11, 2023

Summary:

The Centers for Medicare and Medicaid Services (CMS) issued a fact sheet with considerations for individuals respecting their health insurance (Medicare, Medicaid, and Private Insurance) as relates to the cessation of the COVID-19 public health emergency (PHE). The fact sheet addresses:

  • COVID-19 vaccines, testing, and treatments
  • Telehealth services
  • Health care access
  • Continuing flexibilities for health care professionals; and
  • Inpatient hospital care at home.

Employer Application

Education to employees will be essential in supporting a smooth transition as deadlines expire. Consider sharing the CMS Fact Sheet as the target audience is plan participants.

The Department of Health and Human Services (HHS) created a Road Map webpage for additional details on what will and will not be affected by the pandemic’s end date.

Two notes on private insurance

  • Most plans will continue coverage of COVID-19 vaccines without cost sharing for in-network providers. For non-grandfathered plans, this must continue due to Affordable Care Act (ACA) preventive service coverage.
  • Coverage for telehealth & remote care varies by plan and will continue after the PHE. This may include cost-sharing or prior authorization.