An estimated 7.5 million California workers soon will have access to workplace retirement savings. That’s due to CalSavers, the Golden State’s automatic individual retirement account enrollment plan, which officially begins on Monday. The program was established after the state required employers with five or more employees to either join CalSavers or begin offering a private […]

We here at BAIS get calls all the time. Ranging from help with medical plans to life insurance. However one of the most common questions we get as a company, is how a client did not receive or they need to replace an I.D. Card from the individuals medical insurance carrier. We have a simple […]

Health care insurance in the U.S. will continue to be a hot-button issue in 2019 as its fate hangs in the balance. Republicans have stepped up their attempts to unwind the Affordable Care Act of 2010 in its entirety, while Democrats want to retain it by tweaking some of its features. A coalition of attorneys […]

In October 2018, California Governor Jerry Brown signed Senate Bill 1343 modifying the California Fair Employment and Housing Act (FEHA) sexual harassment training requirements. We previously covered the requirements on our blog. Since that time, the California Department of Fair Employment and Housing (DFEH) has provided the following resources: Online Resources Page for Employers Workplace Harassment Guide […]

There are a lot of acronyms used when discussing nontraditional health benefits options. Two of the most popular and promising options are HSAs (Health Savings Accounts) and HRAs (Health Reimbursement Arrangements).  Even though they both have a similar premise, there are a few key differences. If you have an HSA/HRA or you are considering offering […]

Can you require your employees to get flu shots?   While there is no law that prohibits employers from mandating flu shots — and in some states, the law requires all healthcare workers to get flu shots — you should carefully determine if the benefits to your business outweigh the risks. There has been a […]

If I Could Help Find A Plan That Benefits Employees Aligns with Company Goals And “SAVES” Money Would You Be Interested? The Wall Street Journal recently published an eye-opening article about how the big hospital chains – think Sutter Health and Dignity Health in northern California – structure their contracts with insurance companies to hide […]